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ANNUAL REPORT 2006

CONTENTS Cover Profile/Niigata,Our Target Market/Contents Financial Highlights Financial Review Message from the President Daishi Advanced Plan General Financial Services Corporate Governance and Risk Management Efforts Towards Compliance/Building Shareholder Value Protecting the Environment/Contributing to the Regional Communities Consolidated Balance Sheets Consolidated Statesments of Operations Consolidated Statesments of Stockholders' Equity Consolidated Statesments of Cash Flows Notes to Consolidated Financial Statements Corporate Organization Directory Chart Board of Directors and Auditors/Subsidiaries/ServiceNetwork Back Cover

THE DAISHI BANK,LTD.　　　Year ended March 31,2006

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